01
Strategy & business plan
We write the plan that holds: market, model, numbers, risks — solid enough for lenders, investors and your own team.
Market analysisFinancial modelScenarios
Moseco International — Kyle Roberts
Brokers become
businesses.
A sparring partner for independent mortgage brokers and broker teams. Business plans, restructuring, recruiting, qualified lending leads — and the relationships that turn them into revenue.
United StatesUnited KingdomSpainGermany
Banking & capital markets
Years in lending and sales leadership
A broker's own experience
Ran mortgage business from the inside
Four core markets
US · UK · Spain · Germany
Partner network
Subcontractors, freelancers, lenders
Kyle Roberts
Founder, Moseco International
01 — Background
I know both sides of the table.
Before I advised anyone, I made the decisions myself. I spent many years in banks — in lending, in sales, at the intersection of risk and growth. Later, as a mortgage broker, I learned first-hand what carries a business and what wears it down: long sales cycles, unclear numbers, dependence on a handful of partners.
Today I am a sparring partner for independent mortgage brokers of every shape — from the solo broker to small teams to brokerages in build-out. I come from the business, not the lecture circuit. We work on numbers, processes and people, not on slide decks.
My strength is the network: I connect clients with banks, capital providers, distribution partners and specialists — and with freelancers who add capacity when the business grows.
- Based in
- England — working internationally
- Markets
- US, UK, Spain, Germany
- Languages
- German and English
- Clients
- Solo brokers, teams and brokerages
02 — Services
Six levers we work on.
Every engagement starts with an honest assessment. Then we decide together which levers come first — not which ones sound best.
02
Restructuring
When the business no longer fits reality: costs, roles, processes and portfolio reordered without tearing the company apart.
Cost baseProcessesRepositioning
03
Business development
From solo broker to brokerage: distribution model, pricing logic, team structure and standards that keep pace with growth.
ScalingTeam buildingStandards
04
Recruiting
I find and retain employees and freelancers who actually deliver in mortgage lending — from the first search to onboarding.
PermanentFreelanceOnboarding
05
Lead generation
A network of subcontractors produces qualified lending customers — predictable instead of accidental, with a clean handover to sales.
SubcontractorsLending leadsHandover
06
Network & introductions
The right contact at the right moment: banks, capital providers, distribution partners and specialists for what you do not cover yourself.
BanksCapitalPartners
03 — Approach
Understand first.
Then build.
Not a consulting project with a hundred-page appendix. A working relationship that makes decisions faster and better.
- 01
Intro call
45 minutes, no cost and no pitch. We establish where you stand and whether I am the right sparring partner.
- 02
Diagnosis
Numbers, pipeline, roles, processes, dependencies. I look at the business the way a credit reviewer would.
- 03
Plan
A prioritised plan with clear steps, owners and metrics — one page, not a folder.
- 04
Execution
We keep working: recruiting, leads, network, structure. I stay on it until the numbers move.
04 — Markets
Four markets, one standard.
I work internationally from England. Meetings online — on site wherever the mandate requires it.
US
United States
A fast market built on broker models, refinancing and speed. What counts here is data quality, process discipline and partners who pick up the phone.
GB
United Kingdom
A regulated market with high demands on evidence and process. I know what lenders and regulators expect — from my own practice.
ES
Spain
Residential lending for an international client base. Especially relevant for brokers advising and placing across borders.
DE
Germany
The German lending market runs on freelancer structures, bank distribution and partners. I build teams and lead flows that work without friction.
05 — Network
Who you know
decides how you grow.
Good deals rarely fail on the idea. They fail on the missing introduction at the decisive moment. I connect clients with the people who open doors — and I stay commercial, not agreeable.
- Banks and capital providers who actually make credit decisions
- Subcontractors and freelancers for capacity spikes
- Distribution partners who hand over lending customers cleanly
- Specialists for legal, tax and cross-border cases
06 — Contact
Let's talk about
your business.
Tell me briefly what this is about. I will come back to you personally within two business days — with an honest view on whether and how I can help.
- Where you stand: market, team, revenue, pipeline
- What you want to achieve — and by when
- What is stuck right now
Intro call
45 minutes, no cost, in German or English — online or by phone.